Financing Wisdom

How to Cleverly Pay for Your New Gear

AFFIRM

Up to 36 Months

Financing!

The Clever Clarinetist is THRILLED to offer financing through Affirm! Affirm is an excellent alternative to a bank loan or a credit card by using a soft credit check that won't impact your credit score. Further, it's a great option for customers with limited credit history. Select Affirm at Checkout to set up your ideal payment plan for up to 36 months! 

Paypal credit

12-24 Months

Interest-free!

PayPal Credit is an excellent option for customers that like to pay off their big purchases over time, and their credit limits are perfect for things like new clarinets! PayPal Credit also comes with the security that people have come to love from PayPal. This credit line often provides perks for shopping with other major online retailers such as eBay, Target, Wayfair, and more.

Start the process by clicking the banner in the upper left corner of this page (or any page on this website), select PayPal at Checkout, or click below!

student loans

Low Interest

& Unbeatable terms!

If you are a student, then your absolute BEST option for financing (whether you purchase your new gear here or from another shop) is a student loan. I know, student loans have a bit of a bad reputation these days, but you can't beat the low-interest (1.50%-11.85%) rates of student loans or the potential forgiveness of a federal student loan. Most music retailers who offer to finance start their rates at 13%.

Promotional Credit Cards

12-24 Months Interest-Free Financing and Credit Building!

Lots of credit cards offer 0% APR in the first year or introductory period. This is a great option for someone who wants to pay off their purchase quickly and build their credit. I'm a particular fan of the Discover IT card.